Find the best Checking Account to Drive your Business.
Simple and easy to understand is the best description for NBT Financial business checking accounts. Low volume transaction businesses may find the Small Business Account an attractive choice while the Commercial Checking Account is better suited for the higher volume transaction business. View the product descriptions below and then give us a call or come by to see us so we can assist you in opening the account you need.
| Checking Accounts |
Small Business Account |
Commercial Checking Account |
NOW Commercial ¹
|
| Opening Deposit |
$100.00 |
$200.00 |
$200.00 |
| Monthly Service Charges |
$4.95 |
Analysis based on services used. |
$10.00 |
| Minimum Balance To Avoid Service Charge |
$1000.00* |
None |
$1000.00 |
| Interest Bearing |
- |
- |
Yes |
| Benefits/Features |
- Detailed Monthly Statement with images
- Free E-Banking with Bill Pay
- A $0.35 activity fee will be charged for each withdrawal in excess of 100 per statement cycle
- A $0.35 activity fee will be charged for each deposited check in excess of 100 per statement cycle
|
- Detailed Monthly Statement with images
- Free E-Banking with Bill Pay
- Maintenance $12.00
- Checks paid $0.36 each
- Checks deposited $.36 each
- Deposit correction $3.00 each
- Currency purchased per strap $0.35
- Roll coin purchased $0.10
- Service charge is reduced by earnings credit of 91-day T-Bill rate on investable balances
|
- Detailed Monthly Statement with images
- Free E-Banking with Bill Pay
- Interest Bearing
- A $0.20 activity fee will be charged for each withdrawal in excess of 20 per statement cycle
|
¹ Only certain types of businesses qualify, such as a sole proprietorship or non-profit. *The balance is calculated as an average daily balance.
Ancillary services may be subject to additional terms and conditions and/or fees including service provider and data charges.
